We’ve recently received quite a few questions from clients about the new tax law, the Tax Cuts and Jobs Act (TCJA), and in particular, about the changes to business-related dining and entertainment expenses. Now, we’re not in the tax business, even though many products and services we offer provide certain tax advantages, so we hunted for one of the best resources we could find to help you stay out of hot water with the IRS on this particular change to the tax code.

In my last blog post, I went over the worth of a guarantee. This is a continuation of that post, which you can read here. Why can cash value be guaranteed using whole life insurance? Because of the following guarantees: A guaranteed mortality rate. This means that your cost of insurance inside the policy is […]

Not many things are truly “guaranteed” in life. We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow.

Economic self-reliance: the ability of a person, place or nation to endure successfully without additional financial support from government or other agencies. From earthquakes in Nepal, tsunamis in Indonesia hurricanes in the South, mudslides in Northwest, and drought in Africa (and now, California), it doesn’t take a weather report to convince the average person that […]

I sometimes think that we’ve gotten too comfortable in the United States. As long as we can go to the mall, drive our big SUVs, eat good food, download our favorite music from iTunes, pay our big credit card bills and all the other cushy trappings of the American way of life, we can simply […]

I sometimes think that we’ve gotten too comfortable in the United States. As long as we can go to the mall, drive our big SUVs, eat good food, download our favorite music from iTunes, pay our big credit card bills and all the other cushy trappings of the American way of life, we can simply […]

I sometimes think that we’ve gotten too comfortable in the United States. As long as we can go to the mall, drive our big SUVs, eat good food, download our favorite music from iTunes, pay our big credit card bills and all the other cushy trappings of the American way of life, we can simply […]

We hear all the time that Americans don’t save enough and it’s true. We said in an earlier blog post that 62% of Americans have less than $1,000 in saving and 21% don’t even have a savings account. Where are are you? Are you part of the 62%, the 21% or somewhere else on the […]

If you’re in debt – deep in debt – and look to the traditional financial advisory marketplace for help, don’t be surprised when most traditional financial advisors won’t even talk to you. Even though you may have great income, but your cash flow is non-existent, a traditional financial advisor doesn’t want to get involved. There’s nothing […]

Our last few posts have dealt with the Coming Crashes, and if you’ve been watching the markets the last few days, you can see that things are rapidly deteriorating. Yes, so much so, that even many conventional financial outlets are starting to tell the truth. Here are two articles that I believe are important in […]