We hear all the time that Americans don’t save enough and it’s true. We said in an earlier blog post that 62% of Americans have less than $1,000 in saving and 21% don’t even have a savings account. Where are are you? Are you part of the 62%, the 21% or somewhere else on the […]

If you’re in debt – deep in debt – and look to the traditional financial advisory marketplace for help, don’t be surprised when most traditional financial advisors won’t even talk to you. Even though you may have great income, but your cash flow is non-existent, a traditional financial advisor doesn’t want to get involved. There’s nothing […]

Our last few posts have dealt with the Coming Crashes, and if you’ve been watching the markets the last few days, you can see that things are rapidly deteriorating. Yes, so much so, that even many conventional financial outlets are starting to tell the truth. Here are two articles that I believe are important in […]

It’s impossible to know! It all depends on how long you live, how healthy you are, what the inflation rate is, and 100 other variables, many of which you can’t control or predict. But regardless of circumstances, the economy, or unpredictable expenses, there IS a way to ensure that you have greater cash flow, fewer […]

At Your Financial Destiny 2015, economist Robert P. Murphy, PhD provided insights on the potential for a coming crash similar to, or perhaps worse, than the Crash of 2008. Based on an article written in October 2014,  in this video Dr. Murphy highlights the signals that the market is giving that indicate the timing and […]

Are you one of the 62% of Americans living way out there on the edge with less than $1,000 in savings? That’s right, 62% have less than $1,000 in savings as noted in a recent Google Consumer Survey of 5,000 people for the financial website GOBankingRates.com. The survey also revealed that 21% of most Americans […]

At NPCG‘s 2015 Your Financial Destiny: Money Rules! seminar held in April, we had some of our clients talk about ways in which they have used their policies. Over the next few weeks we’ll be rolling out some of those commentaries on our You Tube channel. Today, we’re sharing the first of these featuring dermatologist […]

I was going through some of my files recently and came across this fact sheet from LIMRA about the value of the life insurance industry. It was a pretty interesting read and reminded me about many of the reasons why whole life insurance policies are an important part of everyone’s financial strategy and plan. For […]

A funny thing happened during one of the sessions at the 2015 Your Financial Destiny event. Guest speaker, Robert Murphy, PhD, noted that since the 1980s the economy went bust approximately 12-24 months after a new Federal Reserve Chairman was appointed. That comment has been milling around in my head for the last several months, […]

What are interest rates really telling us? We asked Austrian School of Economics economist and guest speaker at Your Financial Destiny 2015: Money Rules! Robert P. Murphy, PhD to explain exactly why signals from the market are so important. “In a free market economy,” explains Murphy, “interest rates serve a definite function. They communicate information […]